Fuel Card
What is fuel card? A fuel card is a payment card tied to a fleet account that gives discounts at participating truck stops and tracks fuel spend by driver and unit.
Full definition
Fuel cards aren't loans — they are spend-management tools. The card issuer negotiates per-gallon discounts at network truck stops (Pilot Flying J, Love's, TA, Petro), tracks driver, truck, and IFTA-relevant data, and issues consolidated weekly billing.
The primary saving is the cents-per-gallon discount, often $0.10-$0.40/gallon at preferred locations. Secondary savings are control (per-card spend limits, item-level controls) and IFTA simplification.
AtoB, Comdata, EFS, RTS, and TCS dominate the trucking fuel-card market. Cards differ on network, discount depth, fees, integrations, and credit terms.