Apply for trucking finance
One short form. We compare offers across our lender network — factoring, truck financing, insurance, fuel cards, working capital, and MC authority financing — and only share your info with providers you choose to engage with.
By submitting, you agree to be contacted by truckers.finance and providers you choose to engage with. See privacy and disclosures.
Common questions
- What information do I need to apply?
- Just contact info plus the product and state you operate in. We don't pull credit or ask for tax returns at this stage — that comes later, only with the providers you choose to engage with.
- Will applying hurt my credit score?
- No. Submitting this form does not trigger a credit pull. Each provider you decide to work with may run their own check later, but those are typically soft pulls until you formally apply.
- How long does it take to get matched?
- Most products surface initial matches within 24 hours. Factoring and fuel cards can fund within a day; equipment financing and working-capital decisions take 1-3 business days.
- Do I have to talk to every lender?
- No. We share your information only with providers you choose to engage with after seeing your matches.
- Is this for owner-operators or fleets?
- Both. Our network covers single-truck owner-operators, small fleets (2-10 trucks), and mid-size carriers up to 100 trucks. New-authority operators (under 1 year) are also supported.